Obtain
Program Guidelines
FGMC DOC CHOICE
Up to 100% Financing, with Full Doc, Stated Income/Verified Assets
and Stated Income/Stated Assets Documentation Options, is offered
on these niche programs, which lend on owner-occupied, 2nd home
and investment properties.
FGMC DEALSOLVER
Up to 100% Financing, with Full Doc, Stated Income/Verified
Assets and Stated Income/Stated Assets
Documentation Options, is offered
on these niche programs, which lend on
owner-occupied properties.
FGMC SUPER OPTION
Up to 100% Financing, with Full Doc and Stated
Income/Verified Assets Documentation Options,
is offered
on these niche programs, which lend on owner-occupied,
2nd
home and investment
properties.
FGMC PAYOPTION ARMS
COFI, LIBOR and TREASURY ARMS Financing,
with Full Doc and Stated Income/Verified
Assets Documentation
Options,
is offered
on these
niche programs, which lend on
owner-occupied properties. Concurrent FGMC HELOC CLTV’s
to 90%.
FGMC MM OPTION
Up to 100% Financing, with Full Doc,
Stated Income/Verified Assets and
Stated Income/Stated
Assets
Documentation Options, is offered
on these niche programs,
which lend on owner-occupied, 2nd home
and investment
properties.
FGMC Jumbo (Non-Agency)
Full- and EZ-Doc loans are available
up to $4 million with our unique
jumbo programs. High LTVs are
available based
on loan amounts.
FGMC FNMA/FHLMC REDUCED DOC Conforming
These conforming programs are processed through our FGMC FNMA/FHLMC
REDUCED DOC programs with no 4506 required. These programs
use modified FNMA/FHLMC underwriting.
FGMC Conforming Programs Summary
These conforming programs are processed through our RAPID CLOSE
response team. These programs use standard FNMA and FHLMC
underwriting.
FNMA EA Programs Summary
Programs allow lower credit scores, higher LTVs and even
some ARM programs on these programs designed for borrowers
with
credit issues.
Second Mortgages Summary
Full- and Stated- Doc loans are offered with a variety
of options designed for borrowers to take advantage
of the equity
earned
on their properties.
FGMC Government Programs Summary
FHA and VA loans are easily available through First Guaranty Mortgage Corporation..
Search by First Guaranty Mortgage Corporation program code for detailed
loan program underwriting guidelines.
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